Home Owners Insurance Form

f “Yes” is marked for any of the questions below, the property is ineligible for coverage. A response is mandatory for each question.






LOSS HISTORY (Loss History includes all losses within the last 5 years regardless of location)
Date Type of Loss Cause Amount Open or Closed Unrepaired damage
(Y or N)
Preventative Measures
ADDITIONAL UNDERWRITING INFORMATION (check all applicable)

California Only: If “N” is marked for any of the below California only questions, the risk is ineligible for coverage.
OPTIONAL COVERAGES/ENDORSEMENTS
Personal Property Replacement Cost
Special Personal Property All Risk Coverage C
Special Computer Coverage
Extended Replacement Cost Dwelling
Upgrade to Green Residential Endorsement
LexElite Eco-Homeowner
Personal Injury
Water Back Up and Sump Pump Overflow
$Limit
Increased Special Limits (all)
Increased Special Limits (Jewelry/Watches/Furs)
Identity Fraud
Directors & Officers Coverage
Limited Fungi (Mold), Wet or Dry Rot Coverage
Section I:
Section II:
Sinkhole Coverage (Florida Only)
If yes to Sinkhole Coverage (Florida Only):

1) Have you observed: (i) the signs of settling, cracking, bulging, sagging, bending, leaning, shrinkage or expansion of any part of the dwelling or other structure or (ii) any depression in the ground surface on the premises?

2) Have you been told, has it been disclosed to you or are you otherwise aware of: (i) a sinkhole that might affect the dwelling or other structures or (ii) any other partial or complete sinking or collapse of the dwelling or other structures?

3) At any time, has this property had any prior sinkhole claims?

Extending Liability
# of properties
Occupancy
Address
Watercraft Liability
# of properties
Engine Type:
Length feet
Increased Limits on Business Property If yes,
Golf Cart Coverage
# of carts
value
year
make
model
serial #
Include Liability for Golf Carts
HO6 All Risk Coverage A
Pet Critical Injury Coverage
Vandalism & Malicious Mischief (DP3 only)
Earthquake Coverage (States other than CA, OR, WA)
Earthquake Coverage (CA, OR, WA Only)
If yes to Earthquake Coverage in CA, OR, WA:

1) If located on a hillside, is the slope 25 degrees or less?

2) If built between 1920 and 1950, is there full seismic retrofitting?

3) Is the dwelling built on tall walls or posts?

4) Is the foundation concrete/steel and reinforced?

5) Are the water heater and fireplace chimney securely bolted to the dwelling studs or foundation?

The following Optional Coverages/Endorsements are automatically included as described below. To remove these coverages, please select “Opt out”. To add these Coverages where not automatically included, please select “Add” as indicated below.
LexShare Home Rental Coverage

Included on all HO3 & HO6 if occupancy is Secondary, Secondary Rental or Rental

Cyber Safety Coverage

Included on all HO3, HO4 & HO6

Mechanical Breakdown

Included on all HO3

Mandatory Evacuation Coverage

Included on HO3, HO4 & HO6 if Coverage D applies in the following states only: AL, CA, CT, CO, DE, FL, GA, LA, MA, MS, NC, NJ, NY, SC,TX , ME, NH, RI, MD, VA

Significant Other Coverage

Included on HO3 or HO6 if occupancy is Primary and only 1 Named Insured